For millions of Americans needing mental health or dual diagnosis treatment, paying for care is a significant barrier to seeking help. In the past, insurance companies placed heavy restrictions on mental health coverage. However, the Affordable Care Act of 2008 now requires insurance companies to provide coverage for mental and behavioral health at the same level they cover physical healthcare needs. Still, this does not mean that all insurance policies provide the same levels of coverage.

At Harmony Hills, we know navigating your insurance benefits can add to an already stressful situation. Therefore, we strive to maintain excellent working relationships with insurance companies like Cigna. We strongly believe that paying for mental health treatment should not prevent you from receiving the care you deserve. Our intake specialists are here to help navigate your out-of-network Cigna insurance coverage and other payment options. Call us at 855.494.0357 or fill out our insurance verification form.

Paying for Mental Health Treatment with Cigna

Cigna is a global health service company whose mission is to improve the health and well-being of its members by making mental health care coverage accessible and easy to understand. While Cigna is not in-network with Harmony Hills, there are options to explore when calling one of our team members.

Like all health insurance companies, Cigna is required to provide coverage for:

• Substance use disorder treatment
• Behavioral and mental health inpatient treatment
• Treatment for behavioral health, including psychotherapy and other modalities

When paying for mental health treatment with Cigna, the benefits you are eligible for will depend on where you live, your budget, and which health care plan you choose. Your Cigna mental health treatment coverage may include:

• Access to the Behavioral Health network of licensed mental health providers
• Consultations
• Referral services
• Outpatient services
• Mental health services
• Follow-up case management services

Health insurance plans cover a wide range of mental health diagnoses under the general umbrella of mental health treatment. Still, they do not provide blanket coverage for every service or level of care. Therefore, it is important to understand what your specific policy covers. If you are unsure of your level of coverage with Cigna, the Harmony Hills team of intake specialists is here to help.

Understanding Cigna Mental Health Treatment Coverage

At Harmony Hills, we know that understanding your mental health insurance coverage can be confusing, particularly during a crisis. Harmony Hills is not in-network with Cigna, but our intake specialists may be able to help. Your insurance provider must cover any mental health disorder identified in the Diagnostic and Statistical Manual of Mental Disorders, the DSM-5.

Cigna provides coverage for numerous diagnoses, including:

• Depression
• Bipolar disorder
• Borderline personality disorder
• Anxiety disorders
• Post-traumatic stress disorder (PTSD)
• Schizoaffective disorder
• Dual diagnosis

Cigna mental health treatment can help with the costs of all aspects of care, such as:

• Assessment and diagnosis
• Residential treatment
• Outpatient treatment
• Case management
• Individual therapy
• Group therapy
• Family therapy
• Medication
• Aftercare services

At Harmony Hills, we provide a comprehensive overview of paying for mental health treatment with out-of-network coverage Cigna and other payment options. We strive to make treatment accessible and stress-free regarding cost.

Contact Harmony Hills to Learn More About Paying for Mental Health Treatment Cigna

Harmony Hills believes that paying for mental health or dual diagnosis treatment should never get in the way of receiving the treatment you need and deserve. Our 80-acre rural campus provides an ideal environment to heal and grow. We proudly offer a range of evidence-based treatment modalities, including:

• Cognitive-behavioral therapy (CBT)
• Dialectical behavior therapy (DBT)
• Eye movement desensitization and reprocessing therapy (EMDR)
• Trauma incident reduction therapy (TIR)
• Motivational interviewing (MI)
• Motivational enhancement therapy (MET)
• Medication-assisted treatment (MAT)
• Medication management

Because mental health disorders impact the mind, body, and spirit, we utilize a holistic approach that incorporates high-quality nutrition, physical fitness, yoga, and mindfulness practices.

When you need mental health treatment, do not let worries about cost or confusion about insurance benefits stand in your way. Reach out to Harmony Hills with your questions about paying for mental health treatment with Cigna. Call 855.494.0357.