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man talking about paying for treatmentThe majority of people with substance abuse issues do not receive the treatment they need. One of the biggest barriers to treatment is cost. They could not afford it, or they did not have the right insurance coverage. One of the main reasons that many people do not get the care and support that they need is that they’re unsure about how to go about paying for treatment.

In 2017 alone, millions of people who believed they needed addiction treatment did not receive any due to cost or lack of insurance. Put another way, these individuals had no health insurance or were unable to afford the cost of treatment.

However, concerns about paying for treatment should never get in the way of you receiving a vital service that can ultimately be life-saving.

At Harmony Hills, we help you understand your insurance coverage options. We also walk you through a comprehensive overview of your insurance benefits to make treatment accessible and stress-free in terms of cost.

In the section below, we have assembled the most frequently asked questions that people have about paying for mental health treatment therapies and available addiction treatment options. If you would like to speak with an intake specialist now, you can contact us online or by calling 855.494.0357.

Does Insurance Cover Addiction Treatment?

Absolutely. Most private insurance carriers offer coverage for addiction recovery services. The amount of coverage you are entitled to will depend on factors such as treatment needs, level of insurance coverage, and the particular rehab facility you plan on attending.

For example, if your substance abuse problem involves marijuana, you may not get covered for medical drug detox because the standard form of the drug is not known to generate severe withdrawal symptoms.

To best determine what level of coverage you can get for treatment, it is best to talk with your intake coordinator and insurance representative.

Paying For Treatment With Medicaid

There are some treatment centers that accept Medicaid. However, there are a lot of centers that do not. Federally-backed insurance plans tend to come with prohibitive administrative costs and red tape for healthcare providers. These factors can deter treatment centers from accepting Medicaid patients. Because of the procedural and administrative hurdles associated with Medicaid, the insurance payouts often take a long time and tend to be smaller in comparison to standard insurance.

To treatment centers, these realities make Medicaid more trouble than it’s worth. Again, there are treatment centers that accept Medicaid. You can speak with an intake coordinator or

Medicaid benefits representative to find out which facilities accept it.

Paying For Treatment Without Insurance

If you don’t have insurance or if your insurance won’t pay for the level of care you need, there are other payment options. For instance, many addiction treatment providers provide assistance for paying for treatment. Some may offer reasonable payment plans or will work with you to determine the best way to afford the treatment you need.

In addition, you may be able to find a rehab scholarship, which is similar to educational scholarships in that third-party organizations offer to cover the cost of your rehab.

Is Addiction Treatment Worth the Cost?

Addiction treatment is a healthcare procedure, so it follows that it would carry a similar cost. In essence, substance addiction can be expensive. The question remains whether it is actually worth it. When you take into consideration the costs associated with an addiction when left untreated, then the return on investment is totally worth it. Drug addiction impacts employment and often leads to imprisonment, which are both costly outcomes. Another thing to consider is how active addiction can spur disease and/or exacerbate an existing medical condition, which leads to increased costs for medical care.

When you enter into and remain in treatment, chances are you will make occupational and social gains. For instance, treatment can reduce criminal activity and limit exposure to the criminal justice system. A stay in treatment can also result in improved job prospects, social, and psychological functioning.

Contact Harmony Hills

Don’t let your fears about paying for mental health treatment or substance abuse treatment stop you from seeking the care and support you need. At Harmony Hills, we provide a range of treatment options, including:

To learn more about your treatment options, contact Harmony Hills at 855.494.0357 today.